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401(k) Plans Blog
What’s Going On in Washington?
Exploring current ERISA and DOL areas of interest In a significant move by the Department of Labor (DOL), new regulations are being rolled out that
Exploring In-Plan Retirement Income Solutions
To help prevent potential retirement delays, consider retirement income solutions to boost participants’ confidence in their future financial security. Both employers and employees have a growing interest
Boosting Retirement Confidence for Near-Retirees
Employees late in their careers need information that helps smooth the transition into retirement We are entering the “Great Retirement” era, where tens of thousands
What Does It Take to Be Financially Healthy?
As a plan sponsor, employees want you to support their financial well-being. Achieving financial health takes time and commitment, here are three tips to help
401(k) Plan Design for an Age Diverse Workforce
Discover insights into 401(k) plan design for a multigenerational workforce. Find out ways to boost retirement readiness and deal with issues unique to each generation.
Overcoming Mid-Career Retirement Savings Hurdles
Practical tips for Gen X and Millennial workers to save for retirement Life in the middle can be a pickle—just ask any mid-career employee. They’re
Helping Early-Career Employees Navigate the Saving Maze
Ways to boost financial confidence and loyalty for Gen Z employees Have you ever found yourself pondering the classic “If only I could rewind the
Plan Sponsor Newsletter: Fiduciary Plan Governance Q1 2024
As a responsible plan sponsor, it is crucial to ensure that you are fulfilling your fiduciary duty and maintaining proper plan governance. In this newsletter,
An Employer’s Guide to 401k Plans: A Four-Part Series (Part III)
Investing Wisely: Navigating 401(k) Investment Strategies Maximizing Your 401(k): Understanding Investment Options and Best Practices Welcome to Part III of our comprehensive “Employer’s Guide to
401(k) Force-Outs and Forfeitures: Managing Assets After Employee Departure
Former participants’ small balance accounts could put you and your plan at risk. Here’s how to manage them. When an employee leaves your company, they
A Cybersecurity Checklist for Employers
It is more important than ever to prioritize the security of your company’s 401(k) plan. The Department of Labor (DOL) has recognized this urgency and
Is It Time to Benchmark Your Company’s Retirement Plan?
While your 401(k) plan may not have a chirping reminder, regular reviews, fee benchmarking, and a prudent process are key. Just as we routinely replace
Mastering the Art of Savings Buckets
If you want to help your employees in their financial journey, giving them resources on saving best practices is a good place to start. Savings
An Employer’s Guide to 401k Plans: A Four-Part Series (Part II)
Fiduciary Excellence in 401(k) Plans Understanding Fiduciary Responsibility in 401k Management Welcome back to Part II of our insightful “Employer’s Guide to 401k Plans”
Unlocking Tax Relief and Employee Appreciation: The Power of Profit Sharing
Profit sharing is not just a tool to reduce your company’s tax liability; it is also a powerful means of expressing gratitude towards your employees.
5 Helpful Ways to Organize Your 401(k) Fiduciary Files
Discover top strategies for maintaining organized 401(k) fiduciary files with best practices for compliance and peace of mind. As a plan sponsor, one of your
2024 Compliance Calendar for 401(k) Plans
Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to
An Employer’s Guide to 401k Plans: A Four-Part Series (Part I)
An Employer’s Guide to 401k Plans: A Four-Part Series (Part I) In this comprehensive guide, we will cover everything you need to know about these
Why Plan Fiduciaries Need to Pay Careful Attention to Retirement Plan Fees
Competitive benchmarking is a way to measure and compare fees associated with running your retirement plan. Explore the most frequently asked questions about plan costs
SECURE Act 2.0: What 401(k) Managers Need to Know for 2024
Required for 2024 Luckily, the required changes for 2024 are minimal. Requirement Summary Long-term, part-time employees become eligible to participate in the 401(k) plan.
Benchmarking Your 401(k) Funds
Benchmarking is a retirement plan best practice that allows plan sponsors the opportunity to “take a peek under the hood” of their 401(k). The process
Wrapping Up 2023: A Comprehensive Guide to End-of-Year 401(k) Tasks
As the end of 2023 draws near, those responsible for their company 401(k) plan have much to consider. With a combination of standard annual tasks
Is Financial Education on Company Time Worth It?
Financial education is becoming increasingly important in today’s world, but is it worth the company’s time and resources to provide such a service? Helping employees
Should You Add an Automatic Safe Harbor IRA to Your Plan?
High employee turnover could lead to a rise in small 401(k) accounts. Explore how adding a Safe Harbor IRA provision to your plan may help
Boosting Profits and Savings: 5 Tax Strategies for Business Owners
For business owners, striking a balance between operating costs and profit is the cornerstone of success. Operating costs include everyday expenses like salaries, rent and
Is it Time to Consider a Cash Balance Plan?
Is it Time to Consider a Cash Balance Plan? You may have heard about a “cash balance plan” and wondered whether it would be something
6 Common Administrative Tasks That Can Morph Into 401(k) Plan Headaches
Managing a 401(k) plan can leave even the most seasoned administrators feeling overwhelmed. With proper support, you can simplify the complex task of retirement plan