Legal Notice

Heller Wealth Management is an SEC registered investment adviser located in Melville, New York. Heller Wealth Management is in compliance with the current filing requirements imposed upon SEC registered investment advisors by those states in which Heller Wealth Management maintains clients. Heller Wealth Management may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. RIA means we are registered with the U.S. Securities and Exchange Commission. Registration does not mean a government agency approves an advisor or reviews their qualifications. Heller Wealth Management web site is limited to the dissemination of general information pertaining to its advisory services. Heller Wealth Management web site should not be construed by any consumer and/or prospective client as Heller Wealth Management rendering or offering to render personalized investment advice, attempt to effect transactions in securities or financial planning advice through the internet.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by Heller Wealth Management) or product made reference to directly or indirectly by Heller Wealth Management in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Certain portions of Heller Wealth Management web site (i.e. Blog, Podcasts, newsletters, articles, etc.) may contain a discussion of, and/or provide access to, Heller Wealth Management (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Heller Wealth Management. No portion of the web site content should be interpreted as legal, accounting or tax advice.

Heller Wealth Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Heller Wealth Management web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Heller Wealth Management web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Heller Wealth Management, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Heller Wealth Management web site, to release and hold harmless Heller Wealth Management, its owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Heller Wealth Management.

Privacy Policy

Pursuant to Regulation S-P adopted by the Securities and Exchange Commission, it is the policy of Heller Wealth Management to keep confidential nonpublic personal information (“information”) pertaining to each current and former client (i.e., information and records pertaining to personal background, investment objectives, financial situation, investment holdings, account numbers, account balances, etc.) unless Heller Wealth Management is: (1) previously authorized by the client to disclose information to individuals and/or entities not affiliated with Heller Wealth Management, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of Regulation S-P. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Heller Wealth Management in order to facilitate the commencement/ continuation/termination of a business relationship between the client and a nonaffiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Heller Wealth Management (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider. Each individual and/or entity affiliated with Heller Wealth Management is aware of Heller Wealth Management’s Privacy Policy, and has acknowledged his/her/its requirement to comply with same. In accordance with Heller Wealth Management’s Privacy Policy, each such affiliated individual and/or entity shall have access to information to the extent reasonably necessary for Heller Wealth Management to perform its services for the client, and to comply with applicable regulatory procedures and requirements.

A copy of our current Form ADV, Part 2A brochure discussing our advisory services and fees is available for download or upon request.

Should you have any questions regarding the above, please contact Larry Heller, CFP®, CPA of Heller Wealth Management, at (631) 248-3600.