Life Insurance That Works While You’re Living with Richard “Big Daddy” Salgado (Ep. 195)
Most people think life insurance is only about what happens after they are gone. But what if part of your coverage could support you during a serious health event while you are still living? In this episode, Larry Heller, CFP®, CDFA®, sits down with Richard “Big Daddy” Salgado to explore how life insurance has evolved […]
Why Taxes Often Go Up in Retirement, and What Planning Ahead Can Change (Ep. 194)
Many people enter retirement expecting their taxes to decline, but for many retirees, the opposite happens. In this episode, Larry explains why retirement income often becomes more taxable over time and how a lack of coordination can quietly increase stress, healthcare costs, and long-term tax exposure. Watch the Video Version Listen to the Audio Version […]
Why Investing Feels Harder Than It Should: Understanding Investor Behavior and Bias with Scott Bosworth (Ep. 193)
Why does investing feel so emotional, even when the plan is solid? This episode explores how psychology, and not just numbers, shapes the way investors react to markets. In this episode, Larry Heller, CFP®, CDFA®, is joined by Scott Bosworth, CFA, Head of Speakers Bureau and Vice President at Dimensional Fund Advisors, to discuss how […]
Starting the Year With the Right Retirement Questions (Ep. 192)
The start of a new year is one of the most valuable planning moments for retirees, not because everything needs to change, but because the right questions can shape better decisions all year long. In this episode, Larry Heller, CFP®, CDFA®, walks through the key January questions retirees should be asking, covering taxes, withdrawals, cash […]
Selling Your Business the Right Way: Timing, Buyers, and Value with Gregg Schor (Ep. 191)
Selling a business is one of the biggest financial decisions an owner will ever make, and the right preparation can shape both the outcome and the next chapter of life. In this episode, Larry Heller, CFP®, CDFA®, speaks with Gregg Schor, CEO of Protegrity Advisors, about what business owners need to understand before entering the […]
Key Decisions to Get Right in Your 60s for a Confident Retirement (Ep. 190)
Planning for retirement in your sixties involves a series of decisions that shape the rest of your life. Many retirees and pre-retirees are unsure how Social Security, healthcare, taxes, investments, and estate planning all work together, and this uncertainty can lead to costly missteps. In this episode, Larry Heller, CFP®, CDFA®, breaks down the most […]
How to Build a Confident Retirement as a Northwell Employee with Belinda Tsui (Ep. 189)
Retirement planning for Northwell Health employees involves understanding a range of unique benefits and making strategic financial decisions. Many employees across all tiers and roles are unsure how these pieces fit together as they approach retirement. In this episode, Larry Heller, CFP®, CDFA®, speaks with Belinda Tsui, CFP®, about how strategic planning can help employees […]
What You Can Still Do to Cut Your 2025 Tax Bill with Jonathan Niyazov (Ep. 188)
Year-end tax season doesn’t have to catch you off guard. With the latest tax law updates now in effect, there are new windows of opportunity, but also new limitations, especially for high-income earners and business owners. In this episode, Larry Heller, CFP®, CDFA®, sits down with Jonathan Niyazov, CPA, to unpack how the 2025 tax […]
Later-in-Life Marriages: What You Need to Protect (Ep. 187)
When love finds you later in life, what happens to your legacy? With over 1,300 stepfamilies forming every day, later-in-life relationships are more common than ever, but so are the financial complexities that come with them. Whether you’re remarrying, cohabiting, or just exploring the next chapter, decisions around Social Security, estate planning, asset titling, and […]
Modern Estate Planning for Modern Retirees with Wendy Goidel (Ep. 186)
Planning for the future isn’t just about what you leave behind; it’s also about how you live today. Yet far too many retirees assume that a simple will is enough to protect their assets, their wishes, and their loved ones. In reality, effective estate planning involves proactive decisions, coordinated professionals, and a clear vision for […]