401(k) Plans Blog

Securing Retirement Futures: Strategies to Address Delayed Retirement Does your 401(k) plan design support “on time” retirement? Delayed retirement is becoming increasingly common among Americans,

5 Common Retirement Plan Errors and Tips to Fix Mistakes happen – Here’s how to correct common 401(k) plan errors.  Navigating the intricate rules and

Retirement Plan Review: From Participation Rates to SECURE 2.0 Gain actionable insights  It’s no secret that when you conduct a retirement plan review, you have

SECURE 2.0 Update: Looking Ahead Some provisions of SECURE 2.0 have already taken effect, and more will become effective soon. For plan sponsors, preparation is

What’s Going On in Washington? Exploring current ERISA and DOL areas of interest In a significant move by the Department of Labor (DOL), new regulations

Exploring In-Plan Retirement Income Solutions To help prevent potential retirement delays, consider retirement income solutions to boost participants’ confidence in their future financial security. Both employers and

Boosting Retirement Confidence for Near-Retirees Employees late in their careers need information that helps smooth the transition into retirement We are entering the “Great Retirement”

What Does It Take to Be Financially Healthy? As a plan sponsor, employees want you to support their financial well-being. Achieving financial health takes time

401(k) Plan Design for an Age Diverse Workforce Discover insights into 401(k) plan design for a multigenerational workforce. Find out ways to boost retirement readiness

Overcoming Mid-Career Retirement Savings Hurdles Practical tips for Gen X and Millennial workers to save for retirement Life in the middle can be a pickle—just

Helping Early-Career Employees Navigate the Saving Maze Ways to boost financial confidence and loyalty for Gen Z employees Have you ever found yourself pondering the

News and Information for Employers Fiduciary Plan Governance Q1 2024 As a responsible plan sponsor, it is crucial to ensure that you are fulfilling your

An Employer’s Guide to 401k Plans: A Four-Part Series (Part III) Investing Wisely: Navigating 401(k) Investment Strategies Maximizing Your 401(k): Understanding Investment Options and Best

401(k) Force-Outs and Forfeitures: Managing Assets After Employee Departure Former participants’ small balance accounts could put you and your plan at risk. Here’s how to

A Cybersecurity Checklist for Employers It is more important than ever to prioritize the security of your company’s 401(k) plan. The Department of Labor (DOL)

Is It Time to Benchmark Your Company’s Retirement Plan? While your 401(k) plan may not have a chirping reminder, regular reviews, fee benchmarking, and a

Mastering the Art of Savings Buckets If you want to help your employees in their financial journey, giving them resources on saving best practices is

An Employer’s Guide to 401k Plans: A Four-Part Series (Part II) Fiduciary Excellence in 401(k) Plans   Understanding Fiduciary Responsibility in 401k Management Welcome back

Unlocking Tax Relief and Employee Appreciation: The Power of Profit Sharing Profit sharing is not just a tool to reduce your company’s tax liability; it

5 Helpful Ways to Organize Your 401(k) Fiduciary Files Discover top strategies for maintaining organized 401(k) fiduciary files with best practices for compliance and peace

2024 Compliance Calendar for 401(k) Plans Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or

An Employer’s Guide to 401k Plans: A Four-Part Series (Part I) In this comprehensive guide, we will cover everything you need to know about these

Why Plan Fiduciaries Need to Pay Careful Attention to Retirement Plan Fees Competitive benchmarking is a way to measure and compare fees associated with running

SECURE Act 2.0: What 401(k) Managers Need to Know for 2024 Required for 2024 Luckily, the required changes for 2024 are minimal. Requirement Summary Long-term,

Benchmarking Your 401(k) Funds Benchmarking is a retirement plan best practice that allows plan sponsors the opportunity to “take a peek under the hood” of

Wrapping Up 2023: A Comprehensive Guide to End-of-Year 401(k) Tasks As the end of 2023 draws near, those responsible for their company 401(k) plan have

Is Financial Education on Company Time Worth It? Financial education is becoming increasingly important in today’s world, but is it worth the company’s time and

Should You Add an Automatic Safe Harbor IRA to Your Plan? For business owners, striking a balance between operating costs and profit is the cornerstone

Boosting Profits and Savings: 5 Tax Strategies for Business Owners For business owners, striking a balance between operating costs and profit is the cornerstone of

Is it Time to Consider a Cash Balance Plan? You may have heard about a “cash balance plan” and wondered whether it would be something

6 Common Administrative Tasks That Can Morph Into 401(k) Plan Headaches Managing a 401(k) plan can leave even the most seasoned administrators feeling overwhelmed. With