The Retirement Danger Zone: What to Know Before and After You Retire
Many people spend decades preparing for retirement, focusing on savings, investments, and timing their exit from work. But one of the most important phases of retirement planning often gets overlooked: the transition itself. The five years before and after retirement can shape everything that follows. Decisions made during this window are often permanent, and small […]
The Retirement Danger Zone: What to Know Before and After You Retire (Ep. 198)
Retirement is often seen as a finish line, but in reality, the years surrounding it are where some of the most important decisions get made. In this episode, Larry Heller, CFP®, CDFA®, explains the concept of the retirement “danger zone”, the five years before and after retirement when financial, tax, and lifestyle decisions can have […]