Plan for Retirement While You’re Young
I’m 33, have no debt and a net worth of $700,000, with $600,000 of that invested (95% in stocks and 5% in bonds), $50,000 in an emergency fund and $50,000 sitting in a bank account so I can invest it later this year if we get a selloff. My fiancée is 30, also has no debt and has a family trust worth $100,000 that’s also invested.